Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a lump sum payment to their beneficiaries upon their death.

Anyone who has dependents or financial obligations should consider life insurance. It provides financial protection and peace of mind to your loved ones in the event of your death.

The amount of life insurance you need depends on factors such as your income, debts, and financial goals. It's best to consult with one of ourlicensed agent to determine the right coverage for your specific needs.

There are different types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Each type has its own features and benefits, so it's important to understand them before making a decision.

You can apply online or by speaking with one of our licensed agents. We’ll ask a few questions and help you choose the right plan — no pressure, and in most cases, no medical exam needed.